Continuous Insurance Enforcement

Continuous Insurance Enforcement is touted as the biggest single change to compulsory third party motor insurance since the Road Traffic Act.

• The goal is to reduce the number of uninsured drivers on the road.
• From 20th June, the authorities will have the power to enforce the steps outlined in the attachments. The most serious action is that a car can be crushed if its records aren't on the DVLA database. However, it takes a number of steps to reach that stage.
• Should the registered keeper take out a motor insurance policy they can do so immediately, pay the fixed penalty and there will be no further action as long as that policy remains in force.
• If the second enforcement letter from the DVLA is ignored then the registered keeper will be issued with a final notice (which outlines their options to contest) and then subsequently with a summons.
• Once the final notice has been issued their vehicle may be clamped, seized and destroyed.

Link to the press release from the Motor Insurers' Bureau