Making Healthcare Insurance An Affordable Option for SMEs
Many SMEs believe the prospect of offering employees private healthcare insurance stretches beyond their budget. But in an increasingly competitive job market, and with the potential benefits and cost savings of reducing absenteeism and increasing productivity, can they afford not too? Chris Cunnington, Business Healthcare Manager at Nottingham’s largest independent insurance brokers, Russell Scanlan, looks at how attractive workplace benefits need not be out of reach for smaller companies. With Brexit leaving the cost of importing and exporting goods uncertain, the continuous rise of minimum wage, increased rent prices and the threat of potentially financially-crippling cyber attacks, SME’s are facing…Continue Reading
ARTICLE: Through the Grapevine
We spoke to Mary Trease, Sales Director and Head Wine Buyer at Nottingham-based independent wine and spirit merchants, Weavers to discover the latest trends in the world of wine and get her recommendations for what to drink this festive season. What are the key trends in wine at the minute? Like any consumer product, wine is subject to shifting trends and fashions. Generally speaking, people have a broader repertoire than ever before, and are thinking carefully about what they’re drinking, looking for an experience and a sense of the occasion. Wine trends can be difficult to predict but there’s been some…Continue Reading
ARTICLE: Planning your next break?
Heading on holiday during the winter is a great way to escape the cold and get some of that much needed Vitamin D. Whether it’s relaxing on the beach or exploring a new city, enjoying some much-needed sun during the winter months is a tempting prospect. It can be difficult to know exactly where the best spots are during the cooler months so we spoke to Claire Winiarski, an independent travel agent from The Holiday Village, (who are a part of the Midcounties Consortia) who has 27 years’ experience in the travel industry about her winter sun recommendations. Where are the…Continue Reading
ARTICLE: Keeping Your Home Safe This Winter
As winter draws in and the hours of darkness increase, it is often the time when security comes more to the forefront of our minds. According to the Office of National Statistics, there were 669,000 incidents of domestic burglary in 2018 and it was reported that burglaries spiked by one third after the clocks went back, so we are justified in our need to feel safe during the winter months. But what can you do to improve the security of your home and what difference if any do some of these measures make to your insurance premiums? Getting the basics right…Continue Reading
Winter is Coming – Is Your Business Prepared?
With forecasters predicting the harshest winter for 30 years, it is becoming apparent that severe weather conditions are becoming more frequent with each passing year. Torrential rain, storms and heavy snowfall can cause damage to businesses and homes. Russell Scanlan’s Sales and Marketing Director, Mike Dickinson offers some tips on how planning for poor weather conditions can reduce disruption and avoid costly claims to your business. Over the course of the summer, we witnessed some of the highest temperatures and heaviest rainfall on record. Recent weather trends are just another reminder that with each year seems to bring more unpredictable weather….Continue Reading
Recruiting Top Talent: How SMEs Can Compete With Larger Corporations
As many sectors continue to grapple with acute labour shortages, businesses are increasingly looking at their ‘perks portfolio’ in order to both retain and recruit talent. For SMEs, this can offer a significant challenge as many are losing out to larger competitors. Our Sales & Marketing Director, Mike Dickinson looks at how attractive workplace benefits need not be out of reach for smaller companies. In a recent survey by Santander, only 35% of Gen Z and Millennials leaving full time education, wanted to work for an SME. In comparison, half aspire to working for a large corporation with a perception of…Continue Reading
The Escalating Threat of Social Engineering Fraud
When it comes to cyber security, the weakest link for a business when it comes to social engineering fraud is often its staff. Our Sales & Marketing Director, Mike Dickinson, describes the threat and outlines tips on how to protect against attacks of this kind. As of 2019, cyber attacks and digital identify theft have reached a record level in the UK. Many businesses are now choosing to direct their cyber security approach to implementing technical protection and cyber insurance. However, with forms of cyber protection advancing, it can often be people who are the weak link rather than technology….Continue Reading
How Can SMEs Protect Against the Loss of a Key Leader?
For many small businesses, the loss of a key leader would spell the end of the business. In fact, a recent survey found that more than one in four (26%) small businesses in the UK would have to immediately close if a key person died or became critically ill*. Our Sales & Marketing Director, Mike Dickinson, looks at how business can protect themselves against life’s unforeseen events and the economic impact of failing to plan ahead. Business are all too aware of the need for buildings insurance for their premises, fleet insurance for vehicles and professional indemnity or public liability to…Continue Reading
ARTICLE: Collecting Wine is a Long-Term Commitment that requires Vision, Direction and – Storage
Worth £2.5bn annually, the global fine wine market shows no sign of slowing down. Wine continues to be a valuable investment and viable alternative in the uncertain world of stocks and shares. However, investment is very much long-term, with collectors most likely to see a good return at least ten years after purchase. Whether you are collecting wine as an investment, or purely for personal enjoyment, the chances are you are in it for the long run. The trick to a good wine collection is therefore storage – a dedicated place to store multiple cases of wine, untouched for long periods,…Continue Reading
ARTICLE: All That Glitters
As the second highest value item that individuals list when getting quotes for their contents insurance, jewellery cover is essential for those of you with gems and stones of high monetary and sentimental value, such as family heirlooms and engagement/wedding rings. In order to access the appropriate level of cover for your jewellery, you need to know exactly how much it’s worth, particularly if you own a number of more expensive items. These may not be covered in a standard contents insurance policy, so before you look into more specialist cover, it is essential that you get your collection properly valued…Continue Reading