Which Beers Should You Be Trying This Lockdown if You’re Not Keen on a Visit to the Pub Quite Yet

Although a visit to our favourite pubs and bars is now allowed, some might still prefer to keep a distance for the forseeable. For those not yet ready to visit the local pub, there are some amazing beers to be had, delivered direct to the door, to share with family and friends in the garden and across the fence. Our Sales and Marketing Director, Mike Dickinson has been supporting our Masterbrew clients with their online offerings and discovering his new favourite beers from the comfort of his home. To join us in supporting these incredible businesses, Mike has recommended his top…

Quick Access to Return to Work Guidance

Russell Scanlan is gathering guidance issued by multiple UK insurers to share with businesses that need to undertake Covid-19 risk assessments for safe return to work. As all businesses now face the task of considering how to reopen their premises and sites and keep staff and customers safe during that process, the advice is to undertake a risk assessment so that any return to work plan is managed in a controlled and safe manner. Many of the UK’s insurers are now issuing guidance on how to conduct an appropriate risk assessment, with advice for specific sectors and checklists to follow. The…

Insurance premiums

If my business isn’t able to operate because of COVID-19, should I just cancel my insurance policy or can I stop paying the premiums? Even in a time when a business is unable to operate as usual due to the impacts of COVID-19, it’s important that businesses remain covered for standard risks, many of which may be more likely when the property is unoccupied, such as vandalism of the property, theft of stock or equipment, or even loss of information or damage to IT systems and networks.  If you stop paying your insurance premiums your policy is null and void and you won’t…

Update on Unoccupied Premises

As a result of Government guidance, a number of business premises are now closed due to COVID-19. But what does this mean for your buildings insurance cover? Normally, if your building is going to be unoccupied for more than a set number of days (on average around 30 days), you must notify your insurance provider as this will impact the cover offered in your policy. However, due to the current situation many insurers are now relaxing their position on temporarily unoccupied premises. A number of them now consider temporarily unoccupied to mean where you have followed Government advice to close your…

Masterbrew – COVID-19 Update

COVID–19 is a rapidly evolving situation and now, following the announcement of new guidelines, the country is effectively in lockdown, asking people to stay inside, closing all non-essential businesses and increasing travel restrictions. For many breweries, this means having to shut up shop for the foreseeable future. However, the government has provided safety advice for those able to offer takeaway services and taken measures to help businesses with payments during these difficult, uncertain times. Here is what we currently know about how your brewery might be affected: Beer Duty The HM Treasury’s Head of Excise, confirmed that the Chancellor will not be cancelling the March Beer Duty payment. Despite calls for the cancellation, the Chancellor has as yet, decided against it although this may change over…

Free Healthcare Insurance for Small Businesses

You may already be aware that we have partnered with health insurance provider Equipsme, to provide a Health and Wellbeing Plan for UK businesses which is backed by AXA PPP Healthcare together with service providers, Medical Solutions, Thriva and Health Assured. In response to these extraordinary and difficult times, Russell Scanlan would like to offer small businesses with 2-20 employees free(i) access to Equipsme Health Insurance plans from now until 1 August 2020, when we hope the peak of the virus outbreak will have passed. The plan includes access to remote GP appointments which are intended to help reduce the pressures NHS services are currently facing. A telephone counselling line can also be added…

Are Your Employees Putting Your Business At Risk?

Cyber security has been named the number one threat to businesses, having risen 15 places in the last seven years. Is there more businesses could be doing to examine the source of the problem and find solutions to reduce the risk? Our Sales and Marketing Director, Mike Dickinson describes the escalating threat within the workplace and what you can be doing to prevent vicious and costly cyber attacks. Technology is the driving force in most businesses. Used as a method of communication and way of storing confidential information such as financial data or executive business decisions, technology is an efficient way…

Making Healthcare Insurance An Affordable Option for SMEs

Many SMEs believe the prospect of offering employees private healthcare insurance stretches beyond their budget. But in an increasingly competitive job market, and with the potential benefits and cost savings of reducing absenteeism and increasing productivity, can they afford not too? Chris Cunnington, Business Healthcare Manager at Nottingham’s largest independent insurance brokers, Russell Scanlan, looks at how attractive workplace benefits need not be out of reach for smaller companies. With Brexit leaving the cost of importing and exporting goods uncertain, the continuous rise of minimum wage, increased rent prices and the threat of potentially financially-crippling cyber attacks, SME’s are facing…

ARTICLE: Through the Grapevine

We spoke to Mary Trease, Sales Director and Head Wine Buyer at Nottingham-based independent wine and spirit merchants, Weavers to discover the latest trends in the world of wine and get her recommendations for what to drink this festive season. What are the key trends in wine at the minute? Like any consumer product, wine is subject to shifting trends and fashions. Generally speaking, people have a broader repertoire than ever before, and are thinking carefully about what they’re drinking, looking for an experience and a sense of the occasion. Wine trends can be difficult to predict but there’s been some…

ARTICLE: Planning your next break?

Heading on holiday during the winter is a great way to escape the cold and get some of that much needed Vitamin D. Whether it’s relaxing on the beach or exploring a new city, enjoying some much-needed sun during the winter months is a tempting prospect. It can be difficult to know exactly where the best spots are during the cooler months so we spoke to Claire Winiarski, an independent travel agent from The Holiday Village, (who are a part of the Midcounties Consortia) who has 27 years’ experience in the travel industry about her winter sun recommendations. Where are the…

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